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RISK ASSESSMENT Disability risk is even greater. Bottom line, just as the greatest evangelist ever – the Apostle Paul - had to literally stop preaching the Good News in order to earn enough money to survive by making tents (his family business), today we witness the same interruptions in life and ministry, because of lack of provision.

Worse yet, so many pastors and church staff give their all only to find an empty retirement, inadequate life insurance, no disability income and no personal financial safety net for their family at the end of their journey.
A recent Financial Survey found that 37% of retirees say they have no retirement savings at all, up from 30% in 2022, and only about 12% have at least the recommended $555,000 in savings. Men have a 43% chance of becoming seriously disabled during their working years. At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.

And assuming you make it to a successful retirement, what are the odds of you becoming necessarily confined to a long term care facility? 70%! Get Started Here According to Longtermcare.gov, someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years.